SYSTEM AND METHODS FOR SHARED ELECTRONIC PURCHASING

摘要

Systems and methods are provided for facilitating a purchase transaction. According to one method (see Fig. 1), multiple proposed contributions towards a purchase price of an item using multiple payment instruments are collected at a merchant server computer (26). The merchant server computer sends requests for authorization to charge the payment instruments. The merchant server computer collects the returned responses to the authorization requests. The merchant server computer then sends commands to charge all of the payment instruments only if the responses indicate an authorization to charge all of the payment instruments.