| 摘要 |
<p>A method of allocating the risk associated with a false authentication during an electronic transaction is provided when a confidence gap exists between an authentication confidence level and a desired confidence level. The confidence gap represents the difference between the level of security required for the electronic transaction and that which is currently available. Insurance is offered to at least one of the parties to the transaction. The insurance may be used to close the confidence gap by either raising the authentication confidence level or lowering the desired confidence level. The insurance seller bears the increased risk of a false authentication.</p> |
