| 摘要 |
<p>Various methods and systems to allow an individual borrower to customize and self-direct their own loan product to meet individual requirements. An exemplary method includes the following steps on a real time basis: an investor disclosing current ownership of listed securities (512); the investor is then asked to supply additional data covering debts (514); the investor is then prompted to input various borrowing needs and risk tolerance level; the completed database then queries various company databases utilizing various custom software algorithms and obtains a risk assessment of the input securities (512); the completed risk assessment is then mixed and matched through software algorithms with the borrower's criteria; and calculates in a number of different loan packages. After the borrower selects the desired loan that best fits their needs, the borrower then chooses the method by which any default or margin call would be handled.</p> |
