| 摘要 |
The subject invention is a process for improving the process of authenticating a negotiable instrument such as checks, comprising the usage of a series of coded designated portions on the face of the check, which portions can be marked in part according to a predetermined code so as to supplement a signature on the instrument for authenticity. Other code means may be employed on the negotiable instrument to create a physical and related mean employed by the issuer of the check to differentially code the instrument when it is initially negotiated as an additional authentication means, with one general embodiment of the invention comprising a computerized apparatus that can detect the right coding when the instrument is presented for cashing or payment of an obligation, such invention comprising in part, in an alternative embodiment, computer programmatic algorithmic means to authenticate the process of making and uttering such negotiable instrument.
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