摘要 |
<p>A system for permitting a secure electronic purchase transaction on a public computer network, said network comprising a user's computer, a vendor's server, a creditor's server, and further comprising a toolbox server for providing third-party verification of user's identity, whereby in response to a request by said vendor's server said toolbox server positively identifies user's computer, requests a confirmation from said user's computer of said transaction and upon receiving said confirmation provides vendor's server with a gatepass for receiving a payment commitment from said creditor server.</p> |