摘要 |
<p>The present invention is a system and method for providing electronic commerce without providing a consumer's (102) credit card data over the Internet, or any other public network. Consumers (102) have a fear of providing their credit card data over the Internet. The present invention allows a consumer to make a purchase with their credit card without providing their credit card data over the Internet. The present invention provides consumers (102) with a surrogate card number to make Internet purchases and the consumer (102) personally authorizes their purchases while they are on-line. The consumer's actual credit card data is never transmitted over the Internet. The on-line affirmation of each purchase through the third party entity that provides the service described by this invention leads to a reduction of fraud.</p> |