| 摘要 |
A HyperText Markup Language Workplace Financial Services (HTML) software application installed on an intranet of a corporate customer of a banking institution. The HTML application provides the employees of the corporation with access to a full suite of the bank's retail financial services from their Personal Computers (PCs) on their desks at their workplace. The HTML application provides access to transactional online banking, discount brokerage, investment services, insurance, credit and loans. The present invention allows employees to fill out account application forms online, print out and sign the forms and apply for accounts by mail or fax. An application for an account can also be electronically submitted directly to the bank using digitized signatures and digitally signing the electronic application forms. Similarly, online provided applications for credit cards, lines of credit, auto loans, home equity loans, and first mortgages can be submitted to the bank either electronically through the public Internet or by facsimile or mail.
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