System for automatic processing of transactions carried out by an individual on financial products and services offered by a financial organisation

摘要

System comprises a generic database (4) containing data relating to products and services offered by an organization and connected to an interface (5) that allows an individual to select a means of communication (8) and means (9) for managing his credits as well as a decision making system (10) to help in determining the relative costs and performance of different financial products. The decision making system (10) comprises a system (11) for evaluation of the performance of various products over time, a system (12) to aid in selecting financial products, a system (13) for financial product selection and a system (14) to calculate the effects with respects to costs of choosing a product or service.