摘要 |
A method and system for providing lists of merchants that provide particular products and services to customers and for receiving and distributing submissions of requests for quotes from customers to merchants. The system comprises various communications media, centralized servers, and a centralized database that contains merchant and customer information. Customers access the merchant information via a basic transaction and transaction protocol in order to receive a list of merchants that offer any particular product or service. The customer then submits requests for quotes to each of the merchants from the list of merchants through the intelligent multi-media market and receives quotes back either directly from the merchants or through the intelligent multi-media market. The intelligent multi-media market identifies merchants through automated processes. The merchants are not provided exclusivity agreements to participate in the intelligent multi-media market, and may opt out of participation in the intelligent multi-media market at any time. |