| 摘要 |
The automated improved check processing system and method includes a data entry device (200, 202) for receiving checking account information (304, 306, 308) and a check amount (302) of a check (210, 300) provided for deposit in a transaction, which are electronically transmitted and stored in a database (204). A document identifier is automatically generated and also stored with the checking account information in the database (204). Further, the depositor's account information may also be read and stored in the database. A power encoder (208, 414) is then used to match the paper checks (210, 300) with the respective electronic checking account information and check amount so that the correct check amounts can be encoded onto the face of the checks. The power encoder may also spray endorse a depositor's account information on the check to facilitate returns processing (416). Cash management investment positions can also be planned and maximized in advance due to the early availability of the deposit information (418) through on-line access terminals.
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