| 摘要 |
A security system and method by which customers may be readily identified prior to cashing of checks, other cash-out transactions, or other business transactions, wherein each customer is issued an individualized customer identification card having at least a personalized multidigit customer identification number encoded thereon and, optionally, also encoded with additional personal data identifying the customer. To cash a check or conduct another form of business transaction, whether at an attended customer service station or at an automated machine, the encoded data on the identification card is read and the customer is required to input the personalized identification number assigned to the card. The transaction is not approved unless the customer correctly inputs the assigned identification number. In contemplated embodiments, the encoded data along with data regarding the transaction requested by the customer, e.g., obtained by optical scanning of a check or other item presented by the customer, is transmitted to a central computer system for execution of an approval-disapproval analysis or algorithm. |
