A cooler for providing side compartments for holding ice separate from an inner container for holding food and beverages. The cooler includes an outer chest with an open top and an outer lid covering the open top. An open inner frame is position in the open top of the outer chest and spaced apart from the outer chest. The inner frame has a plurality of outwardly extending generally connecting tabs coupled to the outer chest to connect the inner frame to the outer chest. Each adjacent pair of connecting tabs define therebetween a passage between the inner frame and the outer chest. An inner container is provided in the outer chest and is positioned in the center hole of the inner frame. The inner container is spaced apart from the outer chest to define an outer reservoir therebetween.
