发明名称 |
Method and apparatus for pattern generation |
摘要 |
Methods and apparatus for transforming scoreable transaction data into financial data features are disclosed. In one aspect, a computer-implemented method transforms transaction data into a financial data feature for assessing credit risks. The financial data feature is extracted from the transaction data. The method involves obtaining the transaction data from a data source, and performing a set of operations on the transaction data to transform the transaction data into the financial data feature. The set of operations is selected only from a predefined set of classes of operations which are interrelated by a predefined order of precedence. Each operation in the set of operations is performed in an order based on the predefined order of precedence of a class associated with each operator.
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申请公布号 |
US6018723(A) |
申请公布日期 |
2000.01.25 |
申请号 |
US19970863443 |
申请日期 |
1997.05.27 |
申请人 |
VISA INTERNATIONAL SERVICE ASSOCIATION |
发明人 |
SIEGEL, KEVIN P.;FAITH, PATRICK L.;WASHBURNE, THEODORE P. |
分类号 |
G06Q40/00;G07F7/08;(IPC1-7):G06F17/60 |
主分类号 |
G06Q40/00 |
代理机构 |
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