The invention provides an aqueous resin dispersion that comprises 1) an acrylic resin (A), 2) an aromatic epoxy resin (B), and 3) a bisphenol F product (C) that are dispersed in an aqueous medium at a pH of from about 4 to 11. The invention also provides an aqueous base-coat agent, coated substrates and coating methods that comprises the aqueous resin dispersion.
