摘要 |
An arrangement to provide credit to customers via cellular telephones. In one embodiment, a customer seeking credit for the purchase of goods and services from a merchant activates his or her cellular telephone, authenticates the cellular telephone with his cellular service provider's base station, and proceeds to establish a connection to obtain credit. Credit is obtained by sending unique sequence to the cellular service provider that is different from the normal sequence of numbers that correspond to a telephone number of the called party. That sequence may include a merchant ID code and the amount of credit desired. |