TRANSACTION SETTLEMENT PROCESSING SYSTEM AND METHOD THEREFOR

摘要

PROBLEM TO BE SOLVED: To provide a computer utilization system which easily and securely performs a fill collecting job. SOLUTION: A fill collector of a utilization company goes to a customer house with a portable terminal 3, sets the cash card of a customer to the terminal 3, asks the customer to input his password number and further inputs the amount of an account receivable to the terminal 3. The terminal 3 produces a request telegraphic message which transfers the amount of the account receivable from a customer account to the utilization company account based on the inputted information and sends the request telegraphic message to a bank POS system 20 by utilizing a radio telephone network or a cabled telephone network. The system 20 executes requested transfer processing and returns a report telegraphic message to the terminal 3. The terminal 3 receives the report telegraphic message and performs book processing of the account receivable settlement. Later, a book processing result of the terminal 3 is uploaded to the system of the utilization company.