| 摘要 |
A method and apparatus for making residual monthly payments or monthly installment payments via credit card transactions which includes utilizing a facsimile machine for transmitting credit card information, purchase amount and an indication of the months (40) and the day (42) during each month when the credit card account is to be charged. This information is transmitted via facsimile to an information processing center. The information processing center receives and converts the received information into an electronic format, and then accesses credit card account information via the Internet. A final disposition of the purchase is then transmitted to the merchant via facsimile which is either approval or disapproval of the transaction. Thereafter, during each month indicated (40) and on the specified date (42), a transaction is submitted from the information processing center on behalf of the merchant.
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