| 摘要 |
<p>The invention provides a method and system for trading loans in real time by making loan applications, such as home mortgage loan applications, and placing them up for bit by a plurality of potential lenders. A transaction server maintains a database of pending loan applications and their statuses; each party to the loan can search and modify that database consistent with their role in the transaction, by request to the server from a client device identified with their role. Brokers at a broker station can add loan applications, can review the status of loan applications entered by that broker, are notified of lender's bids on their loans, and can accept bids by lenders. Lenders at a lender station can search the database for particular desired types of loans, can sort selected loans by particular desired criteria, can bid on loan applications, and are notified when their bids are accepted. Broker stations, lender stations and the transaction server can be coupled using multiple access methods, including Internet, Intranet, or dialup or leased communication lines.</p> |
