| 摘要 |
<p>Systems and methods for automated payment involve utilizing consumer payment authorization, clearing, and settlement systems to allow a merchant to reduce or eliminate an amount owed to another entity for services, products, and/or cash advances provided to the merchant. After a customer identifier (e.g., a credit, debit, smart, charge, payment, etc. card account number) is accepted as payment from the customer, information related to the payment is forwarded to a merchant processor. The merchant processor acquires the information related to the payment, processes that information, and forwards at least a portion of the payment to a receiver as payment for at least a portion of the amount owed by the merchant. The receiver receives the portion of the payment forwarded by the merchant processor and applies that portion to the amount owed by the merchant to reduce or eliminate that outstanding amount.</p> |
