TRANSACTION METHOD CARRIED OUT WITH A MOBILE APPARATUS

摘要

The invention relates to a method for carrying out financial transactions between a client equipped with a mobile telephone and an electronic terminal (2), where said mobile telephone comprises a mobile apparatus (1) and a detachable identification module in which at least one client identification element and one electronic sum of money can be memorized. Said method comprises each of the following steps: reloading of the given sum of money by means of secured reloading documents via the mobile telephone network from a service centre (4), transmission of the client identification element to the terminal (2) via a contactless interface between the identification module (10) and the terminal (2), verification in said terminal that the client identified by means of the aforementioned transmitted client identification element is authorized to carry out a financial transaction, said verification being carried out with authorization data transmitted to the terminal (2) via a public connected telephone network (5), and transmission of a transaction amount to the terminal (2) via the contactless interface.