AN AUTOMATED DOCUMENT CASHING SYSTEM

摘要

An automated document cashing system includes a reader (58, 60) for capturing an image of a negotiable instrument and recognizing the authorized signature as well as the amount written thereon. The system then can transfer monies in the amount of the instrument to a savings account, a checking account, a smart card, or the like. The system can cash money orders as well as write money orders (76). The system will also wire transfer money. The image capture apparatus also can capture an image of a utility bill or the like that is presented by a user. By supplying monies in the form of cash (62), credit card authorization, smart card balance, or the like, the user can pay bills such as a utility bill through the system or purchase items dispensed by the system (87, 88, 89, 89a).