发明名称 |
Fraud detection using predictive modeling |
摘要 |
An automated system and method detects fraudulent transactions using a predictive model such as a neural network to evaluate individual customer accounts and identify potentially fraudulent transactions based on learned relationships among known variables. The system may also output reason codes indicating relative contributions of various variables to a particular result. The system periodically monitors its performance and redevelops the model when performance drops below a predetermined level.
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申请公布号 |
US5819226(A) |
申请公布日期 |
1998.10.06 |
申请号 |
US19920941971 |
申请日期 |
1992.09.08 |
申请人 |
HNC SOFTWARE INC. |
发明人 |
GOPINATHAN, KRISHNA M.;BIAFORE, LOUIS S.;FERGUSON, WILLIAM M.;LAZARUS, MICHAEL A.;PATHRIA, ANU K.;JOST, ALLEN |
分类号 |
G07F7/12;G06Q20/00;G06Q30/00;G06Q40/00;G07F7/08;(IPC1-7):G06F157/00 |
主分类号 |
G07F7/12 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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