Chip card and method for its use

摘要

The invention relates to a chip card for carrying out transactions in which value data representing units of monetary value or other, non-monetary entitlements is transferred between the card holder and at least one transaction partner (service provider) or is presented to the service provider for verification of such entitlements. The chip card is characterized in that it comprises a memory in which the data required for carrying out the transactions is stored, and in that it has a device for loading the card with one or more card applications (VAS applications), which in each case permit transactions to be carried out between the cardholder and one or more service providers.