| 摘要 |
<p>The invention converts highly dense risk populations (16) within insurance and financial markets into separate and distinct bundles of marketable products referred to as Spread Strips (28). The bundles (28) consist of one or more strands of risks having the following characteristics: a minimum distance requirement; linear or non-linear in nature; the distribution of the bundle matching the seller's original density load; and the distribution of the bundle's liability on a ground-up basis. The method includes the steps of characterizing the type of seller and the type of risk, generating a surface structure having deep structure attributes, producing an original Defined Numeric Alpha (oDNA) (22), generating therefrom a random Defined Numeric Alpha (rDNA) (24), producing a spread deficit ratio (SDF) (26) therefrom, and finally producing a Spread Strip bundle (28) which is correlated with an appropriate type of purchaser (30).</p> |
