| 摘要 |
FIELD: computer engineering, in particular, automatic systems for financial transactions. SUBSTANCE: device has unit which controls investment fund, which has information receiver, unit for generation of investment fund for user accounts, unit for preparation of credit capital commitments, memory unit, unit for analysis of user accounts, unit for information processing for automatic money transfer according to financial services. In addition device has adder, unit for analysis of investment fund closing, device for output of financial services, device for receiving financial services, device for control of fund of financial services, which has surplus fund generator, unit for processing of financial services, money transfer processor for money received through financial services, unit for generation of financial services fund, unit for control of financial services fund, unit for analysis of state of financial services fund, unit for closing financial services fund and device for payment. EFFECT: increased efficiency of financial services between financial institutions and between financial institutions and users. 4 cl, 2 dwg
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