发明名称 Transaction authorization and alert system
摘要 An automated method for alerting a customer that a transaction is being initiated and for authorizing the transaction based on a confirmation/approval by the customer thereto. In accordance with one illustrative embodiment, a request to authorize the transaction is received, wherein the request includes a customer identifier; a determination is made whether to authorize the transaction based on the customer identifier; if the determination is to authorize the transaction, that fact is communicated to the customer; a confirmation that the transaction should, in fact, be authorized is received back from the customer; and the transaction is authorized in response to the customer's confirmation thereof. In accordance with another illustrative embodiment, a transaction initiated by an agent of the customer (i.e., the principal) is authorized by the principal when one or more threshold parameters that may be pre-defined by the principal are exceeded. A preferred method of alerting the customer and receiving a confirmation to authorize the transaction back from the customer is illustratively afforded by conventional two-way pagers.
申请公布号 US5708422(A) 申请公布日期 1998.01.13
申请号 US19950455939 申请日期 1995.05.31
申请人 AT&T 发明人 BLONDER, GREG E.;GREENSPAN, STEVEN LLOYD;MIRVILLE, J. ROBERT;SUGLA, BINAY
分类号 G07D9/00;G06Q20/00;G06Q40/00;G07F7/08;G07G1/12;(IPC1-7):H04Q1/00 主分类号 G07D9/00
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