| 摘要 |
An automated positive check authorization system includes an input device (200, 202) for receiving a check amount and checking account information pre-printed on a check drawing on a checking account presented in a transaction at the time of check presentment. The checking account information and check amount are electronically transmitted to a check verifier (204), which receives the check amount and checking account information from the input device (200, 202) and searches a checking account database (206) for a current balance in the checking account. An approval or decline message is issued in response to a comparison between the check amount and the current balance in the checking account. A decline message is also issued if there is a stop payment instruction on the check. |
