| 摘要 |
This invention relates to methods and devices for automatic settling of cashless, preferably, non-contact payment operations, in particular for automatic levying of charges and the like between a performance or service provider and a user of said service or performance who pays with a cashless, in particular electronic means of payment, such as a credit a card, a debit card or an electronic purse. The process can also be used in conjunction with a payment system in which the user obtains the means of payment from an issuing body, in particular a bank or the like, and the payment is released in the form of a binding declaration of the willingness to pay, while payment is received in the form of an acceptance of the declaration, and the issuing body pays to the performance or service provider, in particular via a putting to account-point (acquirer), the charge or the like and settles up with the user. Establishing and transferring payment, transmitting receipts and recording payment is carried out by data transfer of corresponding movement data and putting to account-data by way of communication interface between the payment device and the levying device. The structure of clearance data is selected so that it can also be used for further processing at the issuing body and, optionally, at the putting to account-point (acquirer). |
