| 摘要 |
There is disclosed a system and method of allowing a memory card user to keep track of all pertaining to the account identified by the memory card electronically in a manner separate from the central credit processing center. Under one embodiment of the system each time a credit transaction occurs itemized credit transactions are temporarily stored on the users credit card for subsequent transfer by the user to a user controlled processing system, such as a PC, for electronic entry into the users processing system. The user then may reconcile information from time to time stored on the card with information obtained from the central processing center. The system also allows for the information that is stored on the card to be used to provide information and control capabilities to the user (for example, to control a telephone network) under selective control of the user.
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