发明名称 CREDIT INFORMATION MANAGEMENT SYSTEM USING TELEPHONE LINE AND CREDIT SALES ACCOUNT SETTLEMENT SUBSTITUTE SYSTEM
摘要 PURPOSE:To simplify the inquiry of a user of a credit card about the credit information by using an existing telephone and a facsimile equipment. CONSTITUTION:A credit information management center C is called through a communication terminal equipment and outputs an answer in a voice message. Then, the center C notifies the user of its inspection result to the inquiry about the credit information on a credit card, etc. Furthermore, the center C gives the guidance in the voice messages for operations necessary for inquiry about the credit information and, at the same time, receives the transaction information on the sales account, etc., of the card owner from the communication terminal equipment via a voice information processor 2. Then, a host computer 3 retrieves a credit information data base 4 that previously stores the credit information on the credit cards and then extracts the credit information on the relevant card. Then, the computer 3 sends the inspection result to the communication terminal equipment via the processor 2.
申请公布号 JPH07311804(A) 申请公布日期 1995.11.28
申请号 JP19940105775 申请日期 1994.05.19
申请人 OGIWARA TAMAZO 发明人 OGIWARA TAMAZO
分类号 H04M11/00;G06Q20/00;G06Q20/24;G06Q20/40;G06Q20/42;G06Q50/00 主分类号 H04M11/00
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