Payment means identifying and controlling device and particularly for cheques and payment cards comprising integrated circuits or magnetic tracks.

摘要

The system has a housing (1) with two parallel slots (11,12). A first slot (11) is for the introduction of the magnetic strip on the credit card and a second slot (12) for the cheque. The housing also has a slot (14) for insertion of an integrated circuit card. The housing contains electronic input/output circuits (20,21,22) connected to a data network and also contains three readers for the payment means, cheque, magnetic track card and integrated circuit card. The housing also contains a electronic card which includes a micro-controller and memories, the micro-controller being designed to manage the payment operations by selecting, according to the method of payment being used, the appropriate reader and data processing system. <IMAGE>