Flexible apparatus and method for applying customized rating adjustments to transaction charges

摘要

The present invention relates to a method and a system for enabling an authorized user of the system to automatically apply customized rating adjustments to transaction charges. To this end, a structure is employed for supplying to a central processor information identifying criteria for rating and for customized rating adjustments. The central processor compares data entered through an input device with information stored in memory. The central processor, after correlating the identifying information with the entered input data, generates a base rate and a modified rate (which incorporates a customized rating adjustment) for a particular transaction and user. The calculated charges are made available for output to the user.