Method of verifying insurance on registered vehicles

摘要

A method for determining the presence and/or absence of automobile insurance on State registered vehicles utilizes registered vehicle records and insurance record databases as provided by the State and private sectors. The records contain information indicating the presence of insurance on particular vehicles. A computer controlled by a computer software program compares preselected data fields in each vehicle record with corresponding data in the insurance records. Similar data field comparison(s) is (are) made between the records of the insurance database and the vehicle database. Records lacking matching data are moved to an exceptions database for further verification and handling. Vehicle records not having a matching insurance record are checked on a weekly basis to determine if a corresponding insurance record has been entered subsequently into the insurance database. Vehicle records lacking insurance records are indicative of no vehicle insurance and are delivered to authorities for further actions. Various cross checks of other data fields between the records may be utilized to check the accuracy of the recorded data entered therein.