| 摘要 |
PURPOSE:To dispense with the carrying of a bank card by registering the confirmation of a principal and the content of a transaction on a host system by using a telephone set or a personal computer before performing a cash transaction. CONSTITUTION:The host system is called from the telephone set or the personal computer 1, and the issuing number of an account and a password are inputted. The host retrieves an account file 2 setting an inputted number as a key, and checks the validity of the password, and permits the registration of the content of transaction after confirming the principal, then, an acceptance number is issued. Next, at the time of using an automatic teller machine 4, the acceptance number issued in the above and the password are inputted, and the host checks them with the registered ones setting them as keys, and when coincidence is obtained, a response message is transmitted to a terminal side by permitting the transaction. The automatic teller machine 4 judges OK or NG based on a reception message, and permits or neglects the transaction. In such a way, the transaction can be performed without using the bank card. |
