| 摘要 |
The present invention relates to a cash deposit and withdrawal service providing method using a mobile communication terminal. More specifically, the method enables quick and easy processing of cash deposit and withdrawal tasks through information transmission between the mobile communication terminal such as a smartphone and an automatic teller machine (ATM). According to the present invention, the cash deposit and withdrawal service providing method using the mobile communication terminal includes: a first step in which a cash deposit and withdrawal service providing system using the mobile communication terminal accepts a token generation request for a deposit and withdrawal service from a user terminal with an activated and exclusive application; a second step in which a token is generated to correspond to the token generation request accepted in the first step and is transmitted to the user terminal; a third step in which the user terminal, having received token information transmitted in the second step, transmits the token information to the ATM; a fourth step in which the ATM, receiving the token information in the third step, transmits the token information; and a fifth step in which a validity check regarding the token information transmitted in the fourth step is executed to provide the deposit and withdrawal service through the ATM when there is no abnormality regarding the validity of the token information. |
