| 摘要 |
The present invention relates to a credit card information non-stored, payment program non-installed, and simplified payment procedure system for a simple payment of a credit card and a method thereof. The credit card information non-stored, payment program non-installed, and simplified payment procedure system for a simple payment of a credit card comprises: a service server which manages a web site provided by a simple payment service; a first terminal which accesses the web site via a communication network, encrypts payment approval request information when the simple payment service is selected as a payment method for a product to be purchased, and a restoration terminal which receives, combines, and decrypts the payment approval request information distributed from the first terminal, performs authentication by comparing identification information included in the decrypted payment approval request information with identification information pre-stored in the service server, and transmits the decrypted payment approval request information when the authentication is successful; and a relay server which transmits the payment approval request information received from the restoration terminal to a card company server, generates payment completion information when the payment approval information is received from the card company server, and transmits the payment completion information to the first terminal. According to the present invention, it is unnecessary to store the credit card information upon online payment and to install a separate dedicated program, thereby improving security and providing user convenience. |
