| 摘要 |
<p>PROBLEM TO BE SOLVED: To efficiently settle the bill of merchandise delivered to a retailer, without depending on cash settlement, while permitting batch management in real time. SOLUTION: A circulation card 7 for the card settlement of a merchandise bill is issued to a retailer 2 in advance. When a commercial distributor 3 delivers merchandise on receiving an order from the retailer 2, a procedure for settling the merchandise bill is carried out by means of the circulation card 7 with the use of a portable communication terminal (cellular phone) 8 on site. Settlement information or the like is transferred to a card company's host computer 13 through an information center 9 and approval of the card settlement and a sales process are effected. The card company 12 demands proceeds of the retailer 2 and carries out a process for transferring the proceeds to the commercial distributor. The commercial distributor 3 can obtain in real time the merchandise sales information or the like collected at the information center 9 and is thus capable of batch management of merchandise transactions and the settlements of accounts receivable at each retailer for convenience.</p> |
