FACILITATING CASH PAYMENT FOR TRANSIT MOBILE APPLICATIONS

摘要

A method for facilitating bankless cash payments includes determining that a mobile device is within a threshold distance of a particular retail system and receiving a selection of a transit product or a stored value amount to be added to the virtual account. The method may also include providing the selection to a transit system and receiving, from the transit system, a code based on the selection. The code may include an amount to be tendered for the selection to be added to the virtual account. The method may further include providing the code to the particular retail system and receiving the transit product or the stored value amount on the mobile device from the transit system. The transit product or the stored value amount may be received upon the transit system receiving an indication from the retail system that the amount was tendered for the selection.