SYSTEM AND METHOD FOR CARD PAYMENT BY USING CUSTOMER MOBILE TERMINAL AUTHENTICATION AND PROGRAM RECORDING MEDIUM

摘要

A card settlement method through client wireless terminal authentication and a system are provided to conveniently and simply treat an electronic payment settlement without an independent payment terminal through an wireless terminal in each sell / business spot by registering a staff wireless terminal as an wireless terminal for a card payment through a client wireless terminal authentication. A card settlement system through a client wireless terminal authentication comprises: an information entry unit for storing in a database by connecting a card information of a client and a client wireless terminal information; a receiving unit(905) for receiving the card information and the settlement amount information, if the card information and the settlement amount information of client are transmitted from the terminal; an information creation unit(915) for producing an authentication information corresponding to the card information; an information transmission unit(935) for transmitting a generated authentication information in the client wireless terminal after confirming the client wireless terminal information connected to the customer card information in connection with the database; an authentification information receiving unit(925) for receiving the authentication information, if the authentication information received is transmitted from the terminal to the client wireless terminal; and a settlement approval transaction unit(930) for comparing the authentication information transmitted to the client wireless terminal and an authentication information received from the terminal, and processing the payment authorization for the payment amount according to the comparison result.