摘要 |
A personal client Internet banking service using a smart memory card is provided to enable Internet banking users to easily and safely use Internet banking without risk of hacking or information leakage by using the smart memory card combining a portable storage device such as a USB(Universal Serial Bus) memory and a smart card. The smart memory card is inserted into an Internet device to use the Internet banking service. The Internet device displays a manager screen by automatically installing or executing a program stored in the smart memory card. The user selects/executes a public certificate management screen and an Internet banking screen in the manager screen. If certificate verification is requested from a certificate agency server, the certificate agency server verifies the public certificate. If the public certificate is verified, the user uses the Internet banking service by connecting to a bank server. |