NUMERICAL VALUE TRANSFER METHOD, TERMINAL, CLOUD SERVER AND STORAGE MEDIUM

摘要

This disclosure relates to a monetary value transfer method. The method comprises receiving a monetary value transfer request sent by a terminal, the monetary value transfer request including user characteristic information, a user account being used on the terminal and a target transfer amount, the user characteristic information being extracted from a target image stored in the terminal, acquiring credit information and historical monetary value transfer record of a user based on the user characteristic information and the user account, and processing monetary value transfer based on the credit information, the historical monetary value transfer record and the target transfer amount.

主权项

1. A method for processing a monetary value transfer, comprising:
receiving, by a cloud server, a monetary value transfer request from a terminal, the monetary value transfer request including user characteristic information, a user account being currently used on the terminal and a transfer amount, the user characteristic information being extracted from a target image obtained by the terminal; acquiring, by the cloud server, credit information and historical monetary value transfer record of a user of the terminal based on the user characteristic information and the user account; and processing, by the cloud server, the monetary value transfer based on the credit information, the historical monetary value transfer record and the transfer amount.