| 摘要 |
PURPOSE: A cyber activity-based credit providing method is provided to enable users of twenties to easily perform the cost provision for the cyber activity at a lower cost. CONSTITUTION: A user requests a credit lending from a financial agency server(S1). When each site transfers activity history information of the site user to the financial agency server or the user directly transmit activity history information to the financial agency server through a management program, the financial agency server determines the cyber credit grade of the user through the analysis(S2), and then suggests the lending amount and lending conditions to the user according to the cyber credit grade(S3). The user transmits an agreement signal to the financial agency server(S4). The financial agency server gives the lending amount to the user under the lending conditions(S5). |
