| 摘要 |
Disclosed are fleet mobile payment methods and systems. In an embodiment, a plurality of vehicle cards are assigned to a plurality of vehicles associated with the company, each of the plurality of vehicle cards being assigned to one vehicle. The states of the vehicle cards are initially set to suspended status. A virtual token is sent from an activation server to a mobile device corresponding to a user of the mobile device. The vehicle card may be activated by receipt of the virtual token, together with vehicle identification, by the activation server. Additional authentication may be required to complete the transaction. In preferred embodiments, the vehicle cards revert to suspended status following each authorized use. |
| 主权项 |
1. A fleet mobile payment method, the method comprising:
assigning a fleet account to a company; assigning a plurality of vehicle cards to a plurality of vehicles associated with the company, wherein each of the plurality of vehicle cards is assigned to one vehicle of the plurality of vehicles for paying from the fleet account for sales made for the one vehicle; setting states of each of the plurality of vehicle cards to suspended states, wherein in the suspended state a vehicle card cannot be used for payments; sending, to a mobile device, a virtual token corresponding to a user of the mobile device; receiving, from the mobile device, information that includes:
the virtual token;a vehicle identification corresponding to a vehicle of the plurality of vehicles, wherein the vehicle is used by the user; identifying, based on the information, a vehicle card assigned to the vehicle; activating the vehicle card by changing, based on the information, the state of the vehicle card from the suspended state to an activated state, wherein in the activated state the vehicle card can be used for payments; receiving, from a point of sale, sale information requesting authorization of a sale to be performed via the vehicle card; and authorizing payment for the sale via the vehicle card. |
