SYSTEM AND METHOD FOR GENERATING A SERVICE PROVIDER BASED SECURE TOKEN

摘要

Devices, systems, and methods for generating a secure token specific to an online service provider are provided. User account information of a user is transmitted to a token processor from an online service provider requesting a secure token generation. The token processor also receives exchange information for an exchange between the user and the online service provider. The token processor generates, based on the exchange information and the user account information, a secure token to be used for the exchange. The generated secure token is mapped to the online service provider and transmitted to the online service provider. The stored secure token is usable only at the mapped online service provider.

主权项

1. A method of generating an online service provider specific secure token, the method comprising:
receiving over a network, at a token processor, user account information of a user account for a user registered with an online service provider; receiving over the network, at the token processor, exchange information for an exchange between the user and the online service provider; generating, using a processor of a computer and based on the exchange information, a secure token to be used for the exchange; mapping the secure token to the online service provider; and transmitting the secure token over the network to the online service provider, wherein the secure token is usable only at the mapped online service provider.