| 摘要 |
The present invention relates to an online payment system using I-PIN CI (Connection Information). According to one embodiment, the online payment system may include: a member store server requesting payment approval by transmitting I-PIN CI and payment request information of a user to a financial institution server; and the financial institution server performing account authentication of the user through the CI of the user and processing payment approval. Through the same, the user need not input card information or resident registration number at every financial transaction and thus convenience in financial transaction is increased and the leakage of personal information is prevented. [Reference numerals] (100) User terminal;(110) SMS receiver;(200) Member store server;(300) Financial institution server (card companies/banks/stock firms);(400) Authentication institution server;(400a,400b) Security module (HSM) |
