发明名称 PREDICTIVE AUTHORIZATION OF MOBILE PAYMENTS
摘要 A device is described that includes one or more processors, one or more sensors to generate sensor data, one or more communication units and one or more modules. The one or more modules are operable by the one or more processors to, prior to initiating a payment transaction, analyze the sensor data to determine a risk level for the payment transaction, and initiate the payment transaction with a payment system. The one or more modules are further operable by the one or more processors to determine a risk level threshold for the payment transaction, and selectively send, based on the risk level determined prior to the payment transaction and the risk level threshold and using the one or more communication units, authorization for the payment transaction.
申请公布号 US2016232516(A1) 申请公布日期 2016.08.11
申请号 US201615012316 申请日期 2016.02.01
申请人 Google Inc. 发明人 Dayan Tal;Ari Maya Ben
分类号 G06Q20/32 主分类号 G06Q20/32
代理机构 代理人
主权项 1. A method comprising: receiving, by a computerized watch and from a payment system, a payment request for a purchase; determining, by the computerized watch, whether a mobile device is proximate to the computerized watch; determining, by the computerized watch, whether the mobile device is in a trusted state; determining, by the computerized watch, whether the computerized watch is in a worn state; and responsive to determining that the mobile device is proximate to the computerized watch, that the mobile device is in the trusted state, and that the computerized watch is in the worn state, sending, by the computerized watch and to the payment system, payment information for the purchase.
地址 Mountain View CA US