| 摘要 |
The present invention relates to a payment processing system using encrypted payment information, and a method therefor. The payment processing system of the present invention registers a personal IC card, which stores card information and personal information, to an agent and requests a payment service by using the personal IC card. In addition, the payment processing system of the present invention can prevent leakage of user information, card information and payment information through a step of authenticating a user through wireless communication between a card reader and mobile terminals and decrypting, by the agent, the card information and payment information encrypted from the card reader, and can provide a financial payment service at a lower cost. According to the present invention, payment security problems, which can occur when processing a payment by using a card, can be solved. |
