| 摘要 |
The life monitoring system (1 ) used in the field of insurance, which provides proposing more appropriate offers with more accurate information with respect to the cost to be paid by the insurance company (5) to the insurance user (6) and the determination of the insurance premium, which comprises the process steps of instantaneously receiving the data of the insurance user (6) such as heartbeat, movement information, step information, location of the insurance user (6), movement reports and personal information provided by the mobile devices (2) such as smart clock and smart eyeglass by means of the mobile application (3) and mobile device (2) (101 ), insurance user (6) manually transferring the data such as the food consumed, location, sleep, sport, and rest, belonging to the insurance user (6) to the mobile device (2) by means of the mobile application (3) in the mobile device (2) (102), transferring said data from the mobile device (2) to the data server (4) by means of the mobile device (2) (103), said data server (4) keeping the related data in a manner to be used by the insurance company (5) (104), examining the data obtained on the basis of the insurance user (6) for the daily life activities such as the food consumed, food consumption amount and time, location, sleep, sport, and rest, according to the standard data in the database of the data server (4) and sending the same again to the insurance user (6) through the mobile device (2) or reporting the same to the different health centers according to the ideal living conditions and segmentation, and showing the differences with respect to the life standard (105), transferring the special insurance offer to the related insurance user (6) via message, e-mail or other electronic contact platforms subsequent to the optimization of the data in the database of the data server (4) (106), actuating the sales process with the positive notification received from the insurance user (6) after the offer and completing the sales transaction (107). |
