发明名称 |
System and Method for Fraud Detection in a Mobile Device |
摘要 |
A user device comprising: i) transmit path circuitry and receive path circuitry configured to communicate with a payment server; and ii) processing circuitry configured to control the transmit path circuitry and receive path circuitry. The processing circuitry is further configured to: a) receive a user input related to a payment process; b) calculate a risk score indicative of a likelihood of fraudulent activity associated with the payment process, wherein the risk score calculation is based on confidential information associated with the user that is stored on the user device; and c) transmit to the payment server a payment action and the risk score associated with the payment action without disclosing the confidential information. The confidential information comprises personally identifiable information and/or private information of the user. The processing circuitry calculates the risk score using a risk base model received from a model server. |
申请公布号 |
US2016307199(A1) |
申请公布日期 |
2016.10.20 |
申请号 |
US201514962365 |
申请日期 |
2015.12.08 |
申请人 |
Samsung Electronics Co., Ltd. |
发明人 |
PATEL Kunal M.;KANG Abraham J.;KASMAN Bulent;NING Peng;GRACE Michael C. |
分类号 |
G06Q20/40;G06Q20/32 |
主分类号 |
G06Q20/40 |
代理机构 |
|
代理人 |
|
主权项 |
1. A user device comprising:
transmit path circuitry and receive path circuitry configured to communicate with a payment server; and processing circuitry configured to control the transmit path circuitry and receive path circuitry and further configured to:
receive a user input related to a payment process;calculate a risk score indicative of a likelihood of fraudulent activity associated with the payment process, wherein the risk score calculation is based on confidential information associated with the user that is stored on the user device; andtransmit to the payment server a payment action and the risk score associated with the payment action without disclosing the confidential information. |
地址 |
Gyeonggi-do KR |