BENEFITS ENROLLMENT SERVER SYSTEM AND METHOD

摘要

Some embodiments include an employee benefits enrollment server system and method including operations that when executed by a computing device process and display an employee diagnosis survey with employee questions related to the employee's thoughts or attitudes to saving, insurance, investing and their financial future. The operations include accessing a diagnostics server including attributes related to financial psychology and/or behavioral economics and assigning an attribute to the employee. The operations can include displaying personalized benefits based on a profile of the employee determined by the diagnostics server based on at least one employee response to the at least one diagnostic survey and at least one of the attributes.

主权项

1. An employee benefits server system comprising:
a computing device comprising at least one processor; a non-transitory computer readable medium, having stored thereon, instructions that when executed by the computing device, cause the computing device to perform operations where at least some of the operations occur within a local system or consumer device, the operations comprising: associating the local system or consumer device with a benefits provider device, the benefits provider device including at least a benefits server and a diagnostic analysis database; execution of a browser program to deliver personalized benefits information within a website delivered on the local system or consumer device, the browser program displaying at least one employee diagnostic survey; enabling retrieval of benefits related input from a user using at least a wired communication interface or a wireless communication interface, the benefits input based on the content of the at least one employee diagnostic survey and comprising employee preferences for saving, investing, insurance, and their financial future entered into the local system or consumer device; causing the benefits server to access persona for the employee from the diagnostic analysis database, the persona selected by the benefits server from a plurality of predetermined individualized attributes based at least in part on at least a portion of the benefits related input, the individualized attributes identifying a generalized profile of personal and financial characteristics; enabling retrieval of employee dependent information through the local system or consumer device using at least a wired communication interface or a wireless communication interface; and causing the benefits server to display at least one benefits election webpage on the local system or consumer device, the at least one benefits election webpage including the personalized benefits information based at least in part on the benefits server processing at least a portion of the benefits related input and employee persona to determine at least one employee benefit.